Have a question: We are working on character creation using the early access PDF and are confused.

Have a question: We are working on character creation using the early access PDF and are confused. The character creation guide says we get 4 action points total, however each playbook has what looks like 3 action points already assigned.

So, the question is, do we get 4 in addition to these or are those three action points merely examples of what might be good for your character?

Thanks in advance!